By Anjali Patel

The holidays have a way of bringing families together and reminding us what truly matters. Between the travel, the meals, and the conversations that stretch late into the evening, it is also a time when many people think about the bigger picture. This is when questions about the future tend to surface. Who will make decisions if I cannot? Are my wishes written down somewhere? Have I made things as easy as possible for my family?

Estate planning is not just about legal documents or financial assets. It is about protecting the people you love and giving them clarity in uncertain times. A well-drafted plan makes life easier for your family and can help keep matters out of court if something unexpected happens. For Arizona families, that usually includes a will or trust, powers of attorney for health care and finances, and instructions for how property should be managed.

The holidays are a natural time to begin these conversations because families are already gathered. It can be easier to talk about long-term planning when everyone is together and focused on family rather than work or daily routines. Some clients use the season to ask where important papers are kept or to discuss who would handle medical or financial decisions if needed. These discussions can feel uncomfortable at first, but they often bring relief once everyone understands the plan.

Estate planning is not limited to retirees or high net worth families. Anyone who owns a home, has children, or wants to make life simpler for loved ones benefits from putting a plan in place. Parents often want to name guardians for minor children and set up a way for inheritances to be managed responsibly until children reach adulthood. Homeowners can use a trust or beneficiary deed to transfer property without probate. Even a basic power of attorney can make a significant difference if an illness or accident prevents someone from handling their own affairs.

The end of the year is also a good time to review an existing plan. Life changes quickly. Relationships shift, children grow up, and new assets appear. A short review each year ensures that your documents still reflect your current circumstances. If you have recently bought a home, opened a new account, or welcomed a new family member, it may be time for an update.

Taking care of estate planning during the holidays can also be practical. Many offices slow down at the end of the year, which can make scheduling easier. It is possible to have your questions answered, review drafts, and sign your plan before the new year begins.

Creating or updating an estate plan is not a gloomy chore. It is a thoughtful and lasting gift. It lets your family know that you have planned ahead and that they will not be left with confusion or conflict. When the plan is in place, everyone can focus on what truly matters—spending time together.

If you have been putting off your own estate planning, this season is a meaningful time to start. A short consultation can help you understand what you need and ensure that your wishes are clearly written. You will finish the year knowing that your loved ones are protected, which may be the best gift you give them.

Estate Planning Around the Holidays: Giving the Gift of Peace of Mind